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Get This Bread, and Save It!
College is one of the biggest investments you will make in your lifetime. Between textbooks, lab fees, paying for food, and other necessary living expenses, the cash never seems to stop flowing out. We’d like to say that once you are out of college financial life will get easier - but that’s when the real adulting starts. But never fear! We’re here with some clutch financial tips to start you off on the right foot!
Here’s the dirty truth about college textbooks: most of the time, you don't really need the edition listed in your syllabus. Textbook companies know they have a captive audience with college students, so they will make minor changes to their books like rearranging chapters or changing page numbers. All so you will have to buy the latest edition. Find someone who has taken the class before and see if you even need the book before shelling out upwards of $70 on a history of some obscure branch of math. If the textbook is crucial, see if you can find a used version online, or go halfs on one with a friend and share.
Build That Credit
Credit cards can be a dangerous thing but used right, they can be your best friend. Most people coming out of college have no credit at all, so by taking some small steps to build up some credit, you’ll graduate aready ahead of the game! Lots of banks offer secured credit cards that require you to give them a couple hundred dollars, but when you make small purchases and pay them off, they will report to the credit companies and your journey to a solid credit score is on its way. Just make sure that you pay off your purchases right away to avoid paying interest!
Take Advantage of Discounts
Your student ID is like a coupon book rolled up in a card! TONS of places offer discounts for students, sometimes up to 10-15%. So anywhere you go, be sure to ask if they offer a student discount. Don’t leave money on the table!
Become a Gourmet Chef
Meal plans are great and all, but sometimes you just want to branch out and eat something new. GSU has some awesome restaurants around, and we are totally here for it. But that can add up real quick. Instead, head to the grocery store and load up! Try some new recipes, dust off some family favorites. If you make large batches, you’ll save money AND have meals for days!
It doesn’t take much to build good financial habits and come out of college ready to take on the world! Try these life hacks and graduate in a better financial position than your classmates.